The information and services presented on the KreditEase website are provided for general informational and service-assistance purposes.
By using this website, you acknowledge and agree to the terms of this Disclaimer.
1. NO FINANCIAL GUARANTEE
Information provided on the KreditEase website does not guarantee that a customer will receive:
A credit card
A loan
A credit-limit increase
A bank transfer
A settlement
A particular transaction amount
A particular interest rate
A particular processing time
Any specific financial outcome
Eligibility and approval may depend on the relevant bank, credit-card issuer, financial institution, payment service provider and applicable requirements.
2. CREDIT CARD SERVICES
Credit-card products and related services are subject to the terms and conditions of the relevant card issuer and applicable laws and regulations.
KreditEase does not guarantee that every customer will qualify for every credit-card product or service.
3. CREDIT CARD BILL PAYMENT
Where KreditEase provides credit-card bill-payment assistance, customers remain responsible for ensuring that their credit-card dues are paid within the applicable due date and through an authorized payment method.
Customers should verify payment status with their card issuer.
KreditEase does not guarantee that a bank or card issuer will immediately update a customer’s account after a payment or transaction.
4. CREDIT CARD TO BANK SETTLEMENT / TRANSFER
Any credit-card-to-bank settlement or transfer service offered through KreditEase is subject to applicable law, regulatory requirements, card-issuer rules, payment-system requirements and the availability of appropriate authorized processing arrangements.
KreditEase does not guarantee that every requested transaction can be completed.
5. THIRD-PARTY INSTITUTIONS
References to banks, credit-card issuers, financial institutions, payment providers, card networks or other third parties do not mean that KreditEase is owned by, controlled by, endorsed by or officially affiliated with those organizations unless expressly stated.
Third-party names, logos and trademarks remain the property of their respective owners.
6. ACCURACY OF INFORMATION
KreditEase makes reasonable efforts to keep website information accurate and updated.
However, we do not guarantee that all information will always be:
Complete
Accurate
Current
Error-free
Available
Financial products, charges, eligibility criteria and regulatory requirements may change.
Customers should verify important financial information with the relevant bank, card issuer or financial institution before making a financial decision.
7. NO PROFESSIONAL FINANCIAL OR LEGAL ADVICE
Information provided on the KreditEase website should not be considered personalized:
Financial advice
Investment advice
Legal advice
Tax advice
Credit advice
Customers should seek independent professional advice where appropriate.
8. SECURITY WARNING
KreditEase does not intentionally require customers to disclose confidential authentication credentials through ordinary communication channels.
Customers should never share:
OTP
CVV
Credit-card PIN
ATM PIN
UPI PIN
Internet-banking password
Card password
Other confidential authentication credentials
with anyone claiming to represent KreditEase through an unofficial channel.
9. EXTERNAL LINKS
The KreditEase website may contain links to third-party websites.
KreditEase does not control and is not responsible for:
Third-party website content
Third-party privacy policies
Security practices
Availability
Accuracy of third-party information
Third-party services
Customers should review the relevant third party’s terms and policies before using its services.
10. SERVICE AVAILABILITY
KreditEase does not guarantee that the website or any service will always be available without interruption.
Services may be temporarily unavailable due to:
Maintenance
Technical problems
Banking outages
Payment-system issues
Internet connectivity
Third-party service interruptions
Regulatory requirements
Other circumstances beyond reasonable control
11. CUSTOMER-PROVIDED INFORMATION
KreditEase relies on information provided by customers for processing and assistance.
We are not responsible for consequences resulting from false, incomplete, outdated or incorrect information supplied by a customer.
Customers are responsible for verifying information submitted to us before confirming a transaction or service request.
12. FRAUD AND UNAUTHORIZED USE
KreditEase does not support or knowingly facilitate fraudulent, unauthorized or unlawful financial transactions.
We may refuse or suspend a service request where suspicious activity, unauthorized usage or unlawful conduct is suspected.
13. LIMITATION
Nothing in this Disclaimer is intended to exclude or limit any liability, right or remedy that cannot legally be excluded or limited under applicable Indian law.
14. CHANGES TO THIS DISCLAIMER
KreditEase may update this Disclaimer from time to time.
Any updated version will be published on this page with a revised effective date.
